Home Loans
Everyday offers wide range of Home Loans that are designed to address an array of financing needs with quick turnaround time.
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Eligibility Criteria
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Documents Required
You need to provide proofs of your age, identity, residence address and income. The following list of documents can be used as proof.
Documents required in Home Loan
Age Proof
PAN Card/ Passport/ Driving License / School leaving certificate/ /Birth Certificate
Address Proof
Passport / Telephone Bill (Land / Mobile) / Electricity bill / Rental agreement / Driving license / Bank Statement With Address page / HR Letter - (Accept Only for SUPER CAT- A) / Election ID card / Postal Id card / BB BILL / Ration Card / Gas Bill With Agreement Book / Photo-credit card (with last two month statements) / Life Insurance Premium receipt / Proof of Office for Self Employed (any one) Lease deed / Utility bill / Municipal Tax receipt / title deed
Income Proof of the applicant & co-applicant
Last 6 months bank A/C statement
Passport size photograph of the applicant & co-applicant
Documents required for Self-employed
Copy of audited financial statements for the last 2 years
Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
Profit and loss account for the last few years
Income tax assessment order
Documents required for Salaried
Employment certificate from the employer
Copies of pay slips for last few months and TDS certificate
Latest Form 16 issued by employer Bank statements
Increase your loan eligibility: You can increase your eligibility of the loan amount by clubbing your income with your spouse’s income.
Features
Loans for purchase of a flat, row house, bungalow from private developers in approved projects (or) Properties from Development Authorities such as DDA, MHADA etc.
Attractive interest rates that make your Home Loan affordable and easier on your pocket.
Customised repayment options to suit your needs.
No hidden charges.
Expert legal and technical counselling to help you make the right home buying decision.
Integrated branch network for availing and servicing the loan anywhere in India.
Special arrangement with AGIF for Home Loans for those employed in the Indian Army.
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